Top 10 Things I learned in 2009:
Uncalculated Risk – Just last week I heard this statistic: only 17 percent of small- and medium- size businesses have a written plan… and that includes scribbles on a napkin. Talk about walking in the dark without a flashlight. If you haven’t paused to write down your ‘Rocks’ for 2010, at least you know 83 percent of your peers are in the same boat. Of course, some people consider buying lottery tickets as sound financial planning.