Get Movin’

Recent research suggests those who sit at a desk for six hours or more each day are 40 percent more likely to die within 15 years than those who are stationary less than three hours. That should be a scary statistic for a lot of folks – including me sometimes when I have a full day of phone coaching sessions and then write a blog entry.

There are many ways to overcome a sedentary work style including getting up and walking around or visiting peers instead of emailing and calling. Exercise is good, too, which is why I awaken at oh-dark-thirty three days a week to swim. (Sidebar: The YMCA closed its indoor heated pool last week for three months to remodel. Until the weather gets too cold, they’re utilizing the outdoor pool. Monday it was an unseasonal 60 degrees at 6:45 a.m. That will wake you up when you hit the water.)

Perhaps the best solution would be to work in a field that doesn’t require sitting all day. There are certainly a lot of career options available – nursing, waitressing and lawn care come to mind. Postmen and policemen use to walk, but that was a generation ago.

This morning – sitting at my desk during a coaching call – I saw someone who combines the perfect wage-earning/exercising program. Outside my window a man was placing door hangers. What struck me is how he was dressed: dry-fit wicking muscle shirt, nylon shorts, running shoes, sun glasses and iPod band around his arm with ear buds connected. Then I noticed he was running, pretty much sprinting, door-to-door. And this was no spring chicken. He had gray hair.

I envision this gentleman spending all day running around neighborhoods. Certainly not getting wealthy distributing advertising materials, yet enjoying the fresh fall air and making his heart healthier. So, after you read this, get up and go for a walk. If you need inspiration, think of the ‘door hanger guy.’ Of course, if you’re really motivated, go for a swim. You can think of me while you’re doing laps.

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Figure This

During our Florida trip a few weeks ago, we stayed at a condo near Melbourne with a beautiful view of the Atlantic. Of course, since we commuted four times that week back to Orlando to Walt Disney World and Universal Studios, our beach time was limited. Time on the road, however, was lengthy – 72 miles each way. We filled up the car three times in eight days. (I didn’t realize until after our return the Jeep Patriot we rented averages less than 20 miles per gallon on the highway. Ouch!)

On vacation I typically don’t pay attention to what’s happening in the world; however, I knew something was up just by watching gas prices at the same station climb from $3.49 the day we arrived to $3.65 when we departed. I found out later oil rose while we were hanging out with Mickey & Friends.

It’s interesting how government accounting works. The Consumer Price Index is a ‘market basket’ of 80,000 goods the government measures each month to determine inflation. The ‘core inflation rate’ – which you most often hear quoted and the one the Fed uses to determine monetary policy – excludes food and energy prices. That will forever strike me as strange, since you spend a lot of your earnings on food and energy.

From 1914-2012, inflation averaged 3.4 percent in this country. Of course, there were plenty of years higher and many lower. Last month, the CPI was 1.4 percent. That’s darn near nothing.

Except… consider the ever-shrinking size of consumer goods. Bought toilet paper lately? How about ice cream? Potato chips? Noticed anything about the portions? They keep getting smaller and smaller and smaller. The staple of my diet cereal is a perfect example of figures lying. Prices haven’t changed for my Golden Grahams, but the box is now ‘Net Wt 12 Oz’ and much much smaller than five years ago.

The government is right. Prices aren’t rising. For reality, though, they might want to start measuring CPA: the Consumer Pocketbook Amount.

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Plan for Success

Top 10 Things I learned in 2009:

#9

Uncalculated Risk – Just last week I heard this statistic: only 17 percent of small- and medium- size businesses have a written plan… and that includes scribbles on a napkin. Talk about walking in the dark without a flashlight. If you haven’t paused to write down your ‘Rocks’ for 2010, at least you know 83 percent of your peers are in the same boat. Of course, some people consider buying lottery tickets as sound financial planning.

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