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Another of the Top 10 things I learned this year:


Target 2027 – Up and down. Up and down. The rollercoaster ride of the stock market the past decade is enough to make you woozy. With my Big 5-0 arriving in 179 days, we recently entrusted our retirement savings to a money management firm. Aligning with professionals who take a ‘preserve capital first’ approach and understand the intricacies of blending the stock market with fixed investments to create a diversified portfolio seems like a better approach than dollar-cost averaging and being ‘all in’ all the time.


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