Pressing Issues

Ten years ago, shortly after Independence Day 2008, I wrote the piece below for my monthly newsletter. When I read recently a decade has passed since that sad event, I wanted to share my missive again. Amazing how time flies… and how many things – including our challenges as a nation – are always there.

Tim Russert died suddenly last month. The longtime host of “Meet The Press” was named one of the 100 most influential people in the world earlier this year by Time magazine. He had an outstanding reputation as a fine man and superb interviewer, always willing to ask the hard question in a respectful way. A lot of famous people weighed in with praise about his life, which ended way too soon.

On the following Sunday’s edition of “Meet The Press,” his chair sat empty for the first time in 17 years. Tom Brokaw hosted a tribute that included reflections from close friends James Carville and Mary Matalin, and reminiscing by former colleague Maria Shriver, the first lady of California.

What struck me most was how little I knew about Tim Russert… and how much we shared: love of sports and devotion to our teams; careers in journalism; educated in Catholic schools (and still attend Mass); and, among the biggest fans of the same rock star.

It seems around 1973, Russert was promoting concerts at his alma mater while attending law school. He booked a little-known performer for $2,500 to play on campus. Guy turned out to be Bruce Springsteen, and they were friends for years.

The Boss is touring in Europe and was unable to attend the memorial service. However, he sent a video and sang Russert’s favorite song, “Thunder Road.” Introducing it, he said, “Tim had a real belief in that Promised Land and the American idea, and that was the passion that you heard behind all those tough questions on Sunday morning, and in that big smile.”

During this month when we celebrated the 232nd anniversary of our nation’s birth, it would be good to pause for a few moments to consider that belief and passion. The last line of “Thunder Road” is: “I’m pulling out of here to win.” I’m confident the win will come. Keep the faith during these current lows. The time for learning is ahead.

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Fallen Acorns

In late January, I signed up for one of the auto-investing apps that are gaining a lot of attention. Acorns rounds up credit card purchases to the nearest dollar, deducts that amount from a checking account, and invests the money in one of five portfolios based on a customer’s risk level. (I chose the fourth highest, which consisted of 80% equities.)

Given we charge a lot of things to Visa to gain those ever-valuable frequent spender points, a bunch of .08, .27 and .63 roundups add up. Plus, about a month in I upped the ante and started contributing an additional $12 per week. Of course, the stock market hasn’t moved much overall this year, so as of June 1, we made a whopping $4.36 above and beyond our $680 in contributions – net of the $1 per month fee Acorn assessed for this easy-investing privilege.

Given Acorns made more than us during that period, I cashed out – and a few days later Acorns placed the full amount in our checking account.

Having thought about this a while, I’m not sure it makes sense from an investing standpoint. In effect, all they did was return our money, plus that $4.36. I did buy a couple of Powerball tickets with the four bucks. Alas, that turned out to be a dry well, too.

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Tempus Fugit

Tomorrow is the 40th Reunion of the Nolan Catholic High School Class of ’78. On one hand, it’s hard to believe four decades have come and gone since 172 students walked across the Will Rogers Auditorium stage in Fort Worth and received our diplomas. Then again, a lot happened during those 14,600 days.

Marriages, children, career changes, divorces, second chances, walking daughters down the aisle and witnessing sons taking brides. Joy, heartache, discovery, disappointment, lessons learned, restarts and success. New friends, lost loved ones, estrangements, reconciliations, missteps, perseverance and hope.

In a small class everybody knew everybody. At our 10-year, conversations centered around a decade of achievements. At 20, discussions focused on kids’ activities. At 30, photos were shared of new grand kids.

My guess is the 40th will be a celebration of togetherness – with a deep understanding that these decade-apart moments are a special pause on the timeline of life. Six of our classmates have passed away… and next time the number will be higher, so each gathering is a gift.

During our nine months together, “Star Wars” and “Saturday Night Fever” were in theaters, Billy Joel released “The Stranger,” J.R. Ewing debuted on TV, the hometown Cowboys captured the Super Bowl, and we won the state championship in basketball.

Seems we chose the right class motto as freshmen: “78 is Great”

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Remember This

There was a time when my recall was sharp as a knife, especially sports. Name every Heisman Trophy winner. Check. What was Babe Ruth’s lifetime batting average? Easy. Who wore #14 on the 1971 Milwaukee Bucks? Got it.

I could even hold my own with history. Who was Button Gwinnett? Know it. What were the years of King Tut’s reign? Uh huh. Which president fulfilled all of his campaign promises: acquiring California from Mexico, settling the Oregon dispute, lowering tariffs, establishing a sub-treasury and retiring from office after one term? Yep.

However, as my laps around the sun click over to 58 in a couple weeks, I no longer have the memory to describe for you what I scored on every hole of every golf course I ever played for the first time.

So… is this the natural process of aging starting to show up on my timeline? Could it be that my mind is so filled with data after nearly six decades that it’s operating slowly? Might I simply be (heaven forbid) slipping?

Whatever the reason, now I not only walk into rooms and forget why I’m there, sometimes I go to a website and can’t remember what I was hoping to find when I clicked.

It will be interesting to see how things progress during the coming years. Everything should be ok when I’m 80, even if I need reminders to take my medication and have to write my address on the inside of my wallet. It’s just the way things are. Heck, who really cares that Jon McGlocklin played alongside Lou Alcindor on those Bucks, Tut reigned from 1332-1323 B.C., and James K. Polk did all that in four short years.

Maybe I just need to forget a bunch of things to defrag my hard drive.

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Life Partners

My philosophy is you’re in pretty good shape if you have relationships with a/an: attorney, doctor, minister, banker, plumber, insurance agent, golfer and car dealer.

With three kids equally divided in age, our strategy for autos was simple: the 2001 Toyota Camry I drove for many years would be handed down as they, in turn, received their licenses – and no one would have a car her/his first two years in college.

During our eldest child’s junior year at UT-Austin, we decided to lease a Honda Civic. That went so well, we did the same thing for Kyle – and two weeks ago our youngest, who just finished her sophomore year, received her Civic, as she has a summer internship and needs transportation.

Add in cars for Kathy and me, plus additional leases for the oldest two, and we’ve purchased eight cars from Russell & Smith Honda – which is about a 45-minute drive from us – since 2009. We also referred four friends who bought from that dealership, so they know the Handlers well.

My strategy is simple: contact the sales manager a few days before and tell him we’ll be coming in to buy a car. Ask for his best price on the desired model. Send an email to five other dealerships in town requesting the same. Then see how the offers compare. Typically, their lease pricing is within $10-20 per month.

Then I reach out to Dino again, and tell him, “I’m seeing some good pricing, and I’d like you to sharpen your pencil.”

Sure enough, on Saturday, we walked in, Dino came right to us, and said, “We’ll take care of you.” He also said I was the subject of his morning sales meeting. “I told the team you’re a knowledgeable customer who always has his facts,” he said. “I used you as an example of how we have to take care of everyone.”

Kirsten took a test drive with a salesperson, picked out the color she wanted… and within two hours we were on our way home. Relationships mean everything. Be sure to cultivate yours.

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